PHILOSOPHY
At XDS we believe that customer value and lifecycle management has largely replaced old fashioned credit management as a tool to minimize risk and improve profitability within a business.
With this in mind, we are committed to providing smarter and more technologically advanced information solutions to credit grantors and other data users so that they can make better decisions regarding the granting of credit to new customers. We maintain the highest standards of integrity relating to data privacy, confidentiality and quality of information and comply fully with all relevant legislaton such as the National Credit Act. We seek to build long term partnerships with our customers as we help them to grow their business.
LEADERSHIP
VIVIAN PATHER
Director XDS and Head EOH Information Services
Vivian Pather founded XDS, as a fully locally owned credit bureau in 1993. His extensive experience in the information bureau industry, including projects in the USA, Europe, Middle East, Australia and Africa has enabled him to position XDS as a company that provides customers with the specialised skills, leading edge technological capacity and worldwide credit bureau experience they need as they seek to implement smarter credit solutions. Vivian is committed to offering customers innovative, customizable and flexible solutions, based on the highest levels of data integrity and accuracy.
Contact Vivian Pather on vivian.pather@eoh.co.za
ALEX MOIR
Head of Bureau
In his XDS General Management roles for both Commercial and Consumer, Alex Moir has been closely involved in growing XDS through the acquisition of new customers. As Head of the Bureau he now focuses on both strategic and operational initiatives, including identifying ongoing improvement opportunities within the business and strengthening the XDS customer base. Alex’s focus on people development within the bureau ensures that XDS customers consistently benefit from robust technical expertise and skilled people with a strong customer orientation.
Contact Alex Moir on amoir@xds.co.za
CHRIS WILLIAMS
Executive: Business Development
Chris Williams is responsible for both Product Development and the Project Office at XDS, ensuring that products are successfully conceptualized, developed and delivered to market. Over the course of his career, Chris has been involved in designing and implementing a wide range of technical solutions across multiple industries. This extensive cross industry experience positions him well to understand and analyse the needs of XDS customers and to develop tailored solutions in response.
Contact Chris Williams on cwilliams@xds.co.za
GEORGE PAPADIMAS
Executive: Sales
George Papadimas is responsible for growing XDS through targeted customer segmentation and focused sales and marketing efforts. Over the course of his career George has built a solid track record in sales and finance, as well as extensive knowledge of the collections industry. This deep industry experience ensures that he understands the needs of our customers and is well placed to offer the best solutions while at the same time helping XDS to grow profitably through attracting the right profile of customer.
Contact George Papadimas on gpapadimas@xds.co.za
KAMALA PREMLALL
Executive: Data
Kamala Premlall is responsible for managing all incoming data from our subscribers ensuring that XDS has access to consistently high quality data to support the quality of insights generated by our credit solutions. Over the years Kamala has gained extensive bureau experience, is well known across the industries we serve and has built excellent relationships with our subscribers. She also serves as our key bureau liaison for the South African Credit Risk & Reporting Association, (SACRRA), Credit Bureau Association (CBA) and National Credit Regulator (NCR).
Contact Kamala Premlall on kpremlall@xds.co.za
BRANDON PILLAY
Executive: Big Data Analytics
As lead of the Big Data Analytics team at XDS, Brandon Pillay works closely with customers to define solutions using big data and smart analytics for credit risk, collections, customer behaviour predictions, sales campaigns, marketing, call centre operations, tracing operations and fraud departments. Brandon is committed to helping both our customers and XDS achieve success through innovative solutions which empower businesses to improve their overall performance. He is also involved in mentoring team members to achieve their professional goals.
Contact Brandon Pillay on bpillay@xds.co.za