CUSTOM ANALYTICS PRODUCTS
ACCOUNT ORIGINATION
![custom risk](https://www.xds.co.za/wp-content/uploads/2018/02/custom-risk.png)
CUSTOM RISK SCORECARDS
Predicts future payment delinquency allowing credit providers to associate odds of payment with a consumer and make an informed decision on the granting of credit.
![fraud prevention](https://www.xds.co.za/wp-content/uploads/2018/02/fraud-prevention.png)
FRAUD PREVENTION
Predicts likelihood of fraud based on custom models using client fraud data.
![customer response](https://www.xds.co.za/wp-content/uploads/2018/02/customer-response.png)
CUSTOM RESPONSE MODELS
Predict likelihood of customer responding or not based on client call centre data.
![lapse model](https://www.xds.co.za/wp-content/uploads/2018/02/lapse-model.png)
LAPSE MODELS
Predicts the probability of a client lapsing on an insurance policy based on ranking according to lapse rate.
![loss model](https://www.xds.co.za/wp-content/uploads/2018/02/loss-model.png)
LOSS MODEL
Predicts the chance of a customer lodging a claim with the insurance company by using claims data and helps to inform premium selection.
![industry consumer book](https://www.xds.co.za/wp-content/uploads/2018/02/industry-consumer-book-.png)
INDUSTRY & CONSUMER BOOK PROFILING
Provides insights into what is happening across an industry as well as the current standing of a consumer’s book across three stages – acquisitions, current consumers & consumers in collection.
ACCOUNT MANAGEMENT
![customised account](https://www.xds.co.za/wp-content/uploads/2018/02/customised-account.png)
CUSTOMISED ACCOUNT MANAGEMENT SCORECARDS
Assesses existing accounts on a periodic basis allowing credit providers to assign appropriate credit strategies such as cross selling, upselling or increasing or decreasing credit limits
![scorecard](https://www.xds.co.za/wp-content/uploads/2018/02/scorecard.png)
CUSTOMISED CLIENT SCORECARDS
Assesses existing clients on a periodic basis allowing credit providers to assign appropriate credit strategies such as increasing or decreasing credit limits cross selling or up selling of products.
![customer profitablilty](https://www.xds.co.za/wp-content/uploads/2018/02/customer-profitablilty.png)
CUSTOMER PROFITABILITY MODELLING
Attrition models (Customer churn models)
Predicts the likelihood of a client churning.
AConsumer profiling
Provides a more customised profile view when generic profiling is not sufficient.
RECOVERY & COLLECTIONS
![recovery and collections](https://www.xds.co.za/wp-content/uploads/2018/02/recovery-and-collections.png)
CUSTOM RECOVERY SCORECARDS
Assists collection departments to ascertain which delinquent customers have the greatest likelihood of returning to positive payment behaviour.
![cusomtised pricing](https://www.xds.co.za/wp-content/uploads/2018/02/cusomtised-pricing.png)
CUSTOMIZED PRICING AND IMPAIRMENT MODELS
Assists debt purchasers to determine a reasonable price for books that they are considering making an offer on by predicting the net cash flow.