CUSTOM ANALYTICS PRODUCTS
ACCOUNT ORIGINATION
CUSTOM RISK SCORECARDS
Predicts future payment delinquency allowing credit providers to associate odds of payment with a consumer and make an informed decision on the granting of credit.
FRAUD PREVENTION
Predicts likelihood of fraud based on custom models using client fraud data.
CUSTOM RESPONSE MODELS
Predict likelihood of customer responding or not based on client call centre data.
LAPSE MODELS
Predicts the probability of a client lapsing on an insurance policy based on ranking according to lapse rate.
LOSS MODEL
Predicts the chance of a customer lodging a claim with the insurance company by using claims data and helps to inform premium selection.
INDUSTRY & CONSUMER BOOK PROFILING
Provides insights into what is happening across an industry as well as the current standing of a consumer’s book across three stages – acquisitions, current consumers & consumers in collection.
ACCOUNT MANAGEMENT
CUSTOMISED ACCOUNT MANAGEMENT SCORECARDS
Assesses existing accounts on a periodic basis allowing credit providers to assign appropriate credit strategies such as cross selling, upselling or increasing or decreasing credit limits
CUSTOMISED CLIENT SCORECARDS
Assesses existing clients on a periodic basis allowing credit providers to assign appropriate credit strategies such as increasing or decreasing credit limits cross selling or up selling of products.
CUSTOMER PROFITABILITY MODELLING
Attrition models (Customer churn models)
Predicts the likelihood of a client churning.
AConsumer profiling
Provides a more customised profile view when generic profiling is not sufficient.
RECOVERY & COLLECTIONS
CUSTOM RECOVERY SCORECARDS
Assists collection departments to ascertain which delinquent customers have the greatest likelihood of returning to positive payment behaviour.
CUSTOMIZED PRICING AND IMPAIRMENT MODELS
Assists debt purchasers to determine a reasonable price for books that they are considering making an offer on by predicting the net cash flow.