
PHILOSOPHY
At XDS we believe that customer value and lifecycle management has largely replaced old fashioned credit management as a tool to minimize risk and improve profitability within a business.
With this in mind, we are committed to providing smarter and more technologically advanced information solutions to credit grantors and other data users so that they can make better decisions regarding the granting of credit to new customers. We maintain the highest standards of integrity relating to data privacy, confidentiality and quality of information and comply fully with all relevant legislation such as the National Credit Act. We seek to build long term partnerships with our customers as we help them to grow their business.
LEADERSHIP

VIVIAN PATHER
Director XDS
Vivian Pather founded XDS, as a fully locally owned credit bureau in 1993. His extensive experience in the information bureau industry, including projects in the USA, Europe, Middle East, Australia and Africa has enabled him to position XDS as a company that provides customers with the specialised skills, leading edge technological capacity and worldwide credit bureau experience they need as they seek to implement smarter credit solutions. Vivian is committed to offering customers innovative, customizable and flexible solutions, based on the highest levels of data integrity and accuracy.
BRANDON PILLAY
Executive: Telecoms
As lead of the Telecoms team at XDS, Brandon Pillay works closely with customers to define solutions using Data, Software and Analytics for Credit Risk, Debt Collections, Customer Value Management, ,Digital Sales Campaigns, Telesales Campaigns, Call Centre Operations, Tracing Operations and Fraud Departments. Brandon is committed to helping both our customers and XDS achieve success through innovative solutions which empower businesses to improve their overall performance. He is also involved in mentoring team members to achieve their professional goals..
Contact Brandon Pillay on bpillay@xds.co.za
GEORGE PAPADIMAS
Head: Sales
George Papadimas is responsible for growing XDS through targeted customer segmentation and focused sales and marketing efforts. Over the course of his career George has built a solid track record in sales and finance, as well as extensive knowledge of the collections industry. This deep industry experience ensures that he understands the needs of our customers and is well placed to offer the best solutions while at the same time helping XDS to grow profitably through attracting the right profile of customer.
Contact George Papadimas on gpapadimas@xds.co.za
